What’s one piece of advice you’d offer someone starting out in self-employment today?
My top three tips would be to:
- Use contracts from early on (I use Bonsai), don’t wait to get burned, and take deposits.
- Seek out a mentor or hire a coach if you can afford it to help you navigate the early days and be by your side.
- Start building a Safety Net fund early so you can be more resilient, once that’s built start contributing to your pension (even if it’s very little to start with; I use Penfold).
I hope that helps!